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Hit and Run

A hit and run is action of hitting another person or their vehicle and leaving the scene of the motor vehicular accident.

Drivers who are involved in a motor vehicle collision are required to follow specific procedures. First, if you hit a parked car you are legally required to make a reasonable effort to locate the driver, including leaving a note on the car with your contact information.

If you have caused injury to another driver, you must stop your car, and give them your contact information and any other information which is necessary to identify you and your insurance company. If the injured driver requires medical assistance you are legally required to contact emergency medical services and report the accident.

Failing to follow the steps above could result in very serious criminal charges. If a serious injury or death occurs you could be charged with felony hit and run, which could result in a prison sentence. A hit and run is illegal in every state.

Filing a hit and run claim

If you have been injured in a hit and run accident you may not be able to sue the other driver or file a claim against their insurance policy, but you may be able to file a car accident claim under your own car insurance policy. In most cases, the claim can be filed under your uninsured motorist coverage.

In some states, Uninsured Motorists coverage is required. For instance, in the state of Oregon if you are involved in a hit and run your PIP coverage will cover the first $15,000 in medical bills and lost wages. If you eventually find the driver and you have purchased the required UIM coverage, you could be eligible for at least $25,000 more in compensation. State laws vary. Contact your insurance company immediately following a hit and run to determine what options you have for compensation.

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